Updated for the 1 May 2026 law change: Renters' Rights Act 2025 now in force
Reviewed for the Renters' Rights Act · Updated 20 July 2026

Deposit disputes: how adjudication actually decides

When landlord and tenant cannot agree deductions, the deposit scheme's free alternative dispute resolution decides. Understanding how adjudicators think is the difference between winning and donating the deposit back.

The ground rules

The evidence hierarchy

What wins, in order: a signed check-in inventory with embedded dated photos; a matching check-out report; invoices and quotes for each claimed amount; the tenancy agreement clauses relied on; and correspondence showing issues raised during the tenancy, not invented at the end. What loses: generic quotes without breakdown, claims for betterment, new-for-old carpet maths, and any gap where the check-in record should be.

Realistic outcomes

Adjudicators routinely award part of a claim: apportioned decoration costs, a share of cleaning. Landlords with complete evidence recover most of what they claim; landlords without a check-in inventory recover close to nothing. The scheme pays out within days of the decision, which is final in all but exceptional cases.

Prevention beats process: the inventory guide and deductions guide are where disputes are actually won.

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Frequently asked questions

Who has to prove a deposit deduction?

The landlord. The deposit remains the tenant's money and every deduction must be evidenced; unproven claims are simply returned to the tenant.

How long does deposit adjudication take?

Typically a few weeks from evidence submission to decision, with payment shortly after. Timescales vary between the three schemes but all are far faster than court.